How to stop predictable bills from ambushing you every spring
The year goes fine until March, when the car needs new tires, the dentist finds something, and a policy renews, all inside three weeks. It feels like bad…
Spending
4 articles
Excess, sums insured and exclusions: the terms that decide a claim
Insurance is one of the few things people buy without reading, renew without rereading, and then have to understand perfectly on the worst day of their year. A…
The parts of a bill worth checking, and the parts you can ignore
A bill is designed to be paid, not read. The first page is a summary with a big number, a due date, and some encouragement about switching to…
Used or new: how to think it through, one category at a time
The discount on a used item is genuine, and it is also a payment. You are being paid to take on some risk, to give up some recourse…